Health Insurance

To support the Health and Wellbeing of our students and to provide an enhanced level of healthcare, RCSI Bahrain operates a mandatory group health insurance scheme for international students (defined as students who do not hold a Bahrain or GCC passport) which begins on the 1st October each year. 

All international students are required to complete the Student Health Insurance form to indicate whether they wish to opt-in or opt-out. The form can be accessed by one of two ways: 

  1. Scanning the QR code below or
  2. Clicking on the following  link

International students wishing to opt-out must provide proof of valid health insurance cover and are responsible for renewing the health insurance policy upon its expiry. RCSI Bahrain are unable to add students to the RCSI Health Insurance Scheme part-way through the coverage period. 

Please note that any international student who has not completed the form by the submission deadline, will be automatically enrolled in the RCSI Health Insurance Scheme and the fees become payable. 

Submission deadline is the 10th of September 2026.

About the RCSI Health Insurance Scheme

The Insurance Provider for the RCSI Health Insurance Scheme is currently Solidarity Bahrain B.S.C The Insurance Scheme is tailored to provide an excellent level of cover whilst ensuring that the insurance cost is as competitive as possible which is why RCSI Bahrain will go to the market each year. 

Key aspects of the existing insurance scheme are as follows: 

  1. Students will pay the first BD5 for any consultation with a health practitioner, and the balance is covered under the insurance scheme. 
  2. The insurance scheme covers 100% of costs (except for the deductible of the first BD5) if attending a hospital or health centre on the Approved Network list. 
  3. Outside of the Approved Network list, the insurance scheme will reimburse 80% of the customary charges in Bahrain, i.e. the reasonable and usual amount applicable in most instances in Bahrain.  
  4. The insurance scheme provides cover for inpatient and outpatient costs, as well as cover in other areas such as physiotherapy, pharmacy prescriptions, alternative medicine etc. Specific limits may apply. Please refer to the list of benefits for details. 
  5. If the need arises, the insurance scheme will cover the costs of the COVID-19 treatment, on a reimbursement basis, if the student is referred by the Bahrain National COVID-19 Hotline for treatment to a government-approved private hospital.  Excluding the two mandatory COVID-19 tests, on arrival in Bahrain and the exit test after ten days. 
  6. The scheme has a maximum annual limit per person of BD10,000. 
  7. The scheme also covers pre-existing conditions up to an annual limit of BD2,000. 
  8. Worldwide cover for emergency treatment, to a maximum of BD10,000 on a reimbursement basis. 
  9. The scheme offers cover dental cover up to a maximum of BD200 for routine dental procedures as well as one dental cleaning per year. 
  10. The scheme offers cover for an annual wellness checkup to the value of BD50 at the following hospitals: Bahrain Royal Hospital, Al Kindi Specialist Hospital and Bahrain Specialist Hospital.  This check includes a Physical Examination, Chest X-ray, ECG, Urine Analysis, Stool Analysis, Fasting Blood Sugar and Lipid Profile 
  11. Further details of the cover are included in the list of benefits.
  12.   We endeavour to maximise the benefits to students under this scheme and reserve the right to amend the benefits as necessary before the scheme begins. 

As the insurance scheme is subject to annual review, the above aspects are subject to revision once the scheme is finalised with the provider. 

Cost of the RCSI Health Insurance Scheme

The cost of this health insurance scheme is BD297.00 per student for the period from 1st October 2026 to 30th September 2027. The amount is subject to review depending on the group price that is issued by the Insurance provider.  

We accept the following methods of payment for RCSI Health Insurance Scheme.

1.   Bank transfer

2.   Cash (To be deposited in a Standard Chartered bank branch only)

3.   Others (BenefitPay Application & SADAD Kiosks)

4.   Third Party service provider – TransferMate – Payment gateway

Guidance on Methods of payment

  1. For bank transfers and cash deposits

Bank Details

Account NameRoyal College of Surgeons in Ireland Medical University of Bahrain WLL.
Account Number01-9053468-01
BankStandard Chartered Bank
SwiftSCBLBHBMXXX
IBANBH50SCBLUSD01905346801
Bank AddressPO Box 315, Manama, Kingdom of Bahrain.

For bank transfers and deposits, kindly mention your ID number as the reference and forward a copy/screenshot of the deposit/transfer slip via email to fees@rcsi-mub.com

2. Other Methods of payment

  • Fawri and Benefit pay Application:

Please scan to the QR code. Once payment is completed, kindly mention the mobile number of the account holder on the email to the Fees Office with the transfer copy.  

  • SADAD:

Please visit any SADAD kiosk.
Select Education –> RCSI –> Existing student –> Medical Insurance and make payment.

3. TransferMate – Payment gateway:

https://rcsibahrain.transfermateeducation.com

Select Other Fees > Medical Insurance Feesand make payment.

      This third-party payment provider ensures:

  • Payment is made in your local currency
  • You receive confirmation of payment and a receipt within 48 hours as proof of payment received.
  • It is secure
  • Refunds can be processed faster

Transfers without details might remain unidentified which may delay issuance of Insurance card.

Once the Fees office has verified your payment, you will receive an email confirmation.  

If you have made a payment and you have not received a confirmation email/receipt from the Fees Office, please forward us the transfer receipt/deposit slip copy and we will follow up accordingly.